Strategic Counsel for Complex Insurance Disputes in Louisiana

The relationship between an insurer and the insured is governed by intricate contracts and evolving state statutes. When disputes arise regarding the scope of coverage or the duty to defend, you need a legal team that can dissect a policy with precision. At RAP Law, based in Mandeville, LA, we provide comprehensive legal guidance in insurance law and coverage litigation across Louisiana and the Gulf Coast.

Whether we are providing a formal coverage opinion or defending a high-stakes bad faith claim, our approach is rooted in technical accuracy and a deep understanding of the Louisiana Insurance Code.

Our Insurance Law Practice Areas

We represent insurance carriers, self-insured corporations, and policyholders in matters including:

  • Coverage Opinions: Providing detailed analyses of policy language, exclusions, and endorsements to determine the rights and obligations of all parties.
  • Bad Faith Litigation: Defending insurers against claims of statutory bad faith, arbitrary and capricious denials, and failure to settle under R.S. 22:1892 and R.S. 22:1973.
  • Declaratory Judgment Actions: Initiating and defending “Dec Actions” to resolve coverage disputes before they escalate into lengthy liability litigation.
  • First-Party & Third-Party Claims: Handling disputes involving property damage, casualty, and commercial general liability (CGL) policies.
  • Reinsurance & Excess Insurance: Navigating complex priority of coverage issues and disputes between primary and excess carriers.
  • Professional Liability Coverage: Addressing specialized coverage issues for medical, legal, and corporate professionals.

Why Choose RAP Law?

Insurance litigation often involves “bet-the-company” stakes. We offer our clients the high-level expertise of a large firm with the agility and personalized attention of a boutique practice.

A Focus on Risk Management

Beyond litigation, we assist our clients in identifying potential coverage gaps and drafting policy language to mitigate future risk. We believe that the best way to handle a coverage dispute is to prevent it through clear, legally sound documentation.

Serving Mandeville and the Gulf South

While our home is in St. Tammany Parish, our insurance practice spans the entire state of Louisiana and extends into Mississippi and Texas. We are well-versed in the jurisdictional nuances that can make or break an insurance case in the Fifth Circuit.